Whose responsibility is it to reduce the number of uninsured? The Government, private sector, individuals?

1. Whose responsibility is it to reduce the number of uninsured? The Government, private sector, individuals?

2. What are the advantages and disadvantages of community rating of health insurance? In general, would an insurer prefer to use community rating or experience rating? How about a young, healthy individual? An older person? Why?

Requirement

1. More than 270 words with one reference from each question.
2. Must use in-text-citation (Short Citation not summarize).
For example; “Writing essay is hard”(Linda, 1998).
3. Must provide website (URL) as references.
4. References must be academic and scholarly resources.