What experience have you or someone you know have had with medical insurance? What challenges do patients experience as a person who has been covered by insurance?

What experience have you or someone you know have had with medical insurance? What challenges do patients experience as a person who has been covered by insurance? What are the advantages of having health insurance? Do you feel like people are more likely to go to a doctor because they have insurance? Why or why not? Do you think having preventive medicine coverage (e.g., annual wellness visits, flu shots, etc.) actually incentives patients to better care for themselves? Do you think patients with this coverage actually participate in preventive care? Why or why not?

Have to answer the questions I provided above in paragraph forum has to be at least 300 words